Foreclosure Defense-Loan Modification Success Stories

This section depicts the real-life cases, where Attorney Svetlana Kaplun has helped homeowners save their homes through foreclosure defense and avoid foreclosure.

Click for Loan Modification Agreement (PDF)	New Principal Balance ($)	Old Interest Rate (%)	New Interest Rate  (%)	Old Monthly Payment ($)	New Monthly Payment ($)	Monthly Savings ($)
	$646,512 with $155,212 forgiveness	Adjustable Rate (4.603% at time of origination)	Fixed 2.00%, for life of the loan	$2,839	$1,488	$1,351
	$705,535 out of which: $121,568 forbearance, $90,094 forgiveness	Adjustable Negatively Amortized Mortgage (4.75% at time of default)	Fixed 3.6875% for 1st 5 years, 4.125% for remaining years	$2,394 at time of default	$1,969 for 1st 5 years, $2,090 for remaining years	$425 for 1st 5 years, $304 for remaining years
	$332,914	Fixed 6.55%	Fixed 2.175% for 1st 3 years, with 4.375% maximum interest rate after 5 years	$1,907 at time of default	$1,040 for 1st 3 years, with $1,435 maximum after 5 years	$867 for 1st 3 years, with $472 after 5 years
	$640,000 (approx.)	Adjustable Rate (5.261% at time of origination)	Fixed 2.00%, going up to 4.00% in 5 years	$2,563 (with taxes & ins.)	$2,075 (with taxes & ins.)	$488

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